What is guardian exchange?
Easy, low-cost dental coverage for you and your family We make insurance affordable and easy. Our range of plans gets you the coverage you need and helps you save money. Plus, with providers in so many locations, it’s easy to find a dentist nearby. 130,000+ 1. Providers in the Guardian network.
Is Guardian direct a PPO?
Guardian Direct offers dental PPO plans that check all the boxes, with a network of over 100,000 dentists to choose from, affordable premiums starting at $20 per month in most states, comprehensive coverage, and fair out-of-pocket costs.
What is basic dental care guardian?
A basic dental plan covers preventive care such as checkups, cleanings, x-rays, and a few basic procedures, like cavity fillings.
Does Guardian have a missing tooth clause?
If your Guardian PPO Dental insurance contains a missing tooth clause, any tooth that was lost before the insurance coverage start date would not be covered. The full denture, partial denture, implant, or bridge needed to replace the tooth or teeth would have a 100% out of pocket cost to you.
Who owns Guardian dental insurance?
Berkshire Life Insurance Company
In July 2001, Guardian merged with Berkshire Life Insurance Company. As of February 2015 the newly formed Berkshire Life Insurance Company of America subsidiary administers all disability products for Guardian.
Is Guardian dental part of Aetna?
You may need to look at your PPO contract with Guardian Dental Insurance because they have just announced a shared network agreement with Aetna as of 2/1/2015. Guardian can now begin picking up Aetna plans at the Guardian rate if you do not have a contract with Aetna in place.
Does Guardian dental have a deductible?
HMO Plan – Guardian HMO members pay no annual deductible. Preventative services are paid at 100%, all other services are set at a pre-negotiated rate (see plan for fee schedule). There is no annual maximum benefit except for orthodontics’.
What products does guardian offer?
Founded in New York in 1860, Guardian has been providing trusted insurance products for over 160 years. The company began by offering life insurance policies and has since expanded into disability, dental, vision, and hearing insurance coverage.
Does Guardian cover root canal?
Dental insurance generally covers a portion of the cost of range of dental services from routine preventive care to dental surgery, including oral exams, cleanings, x-rays, filings, extractions, oral surgery, root canals, crowns, and implants.